USA Parkour Insurance Coverage Terms
One benefit of being a USAP member gym is access to coverage under the USAP general liability and participant accident insurance provided to USAP by Speciality Insurance Group, an A. M. Best Rating Underwriter. To qualify to receive this coverage, a gym must:
- Become an active USAP member gym
- Follow all USAP Registration Requirements
- Abide by the USAP Code of Conduct.
- Employ two USAP certified instructors within 3 months of beginning coverage
COVERAGE SUMMARY
(PER GYM LOCATION)
GENERAL LIABILITY:
|
COVERAGE DESCRIPTION |
LIMIT |
PREMIUM |
|
Occurrence Limit |
$1,000,000 |
|
|
General Aggregate |
$3,000,000 |
|
|
Products Aggregate |
$1,000,000 |
|
|
Advertising Injury and Personal Injury |
$1,000,000 |
|
|
Premises Rented to You |
$100,000 |
|
|
Medical Expense |
Excluded |
|
|
Sexual Abuse & Molestation |
$1,000,000 Per Person/Per Occurrence |
|
|
Participant Liability |
$1,000,000 |
|
|
Participant Liability Aggregate |
$3,000,000 |
|
|
|
TOTAL GL PREMIUM: |
Per Program |
|
FORM DESCRIPTION |
|
COMMON POLICY DECLARATIONS FORM ILU 001 |
|
COMMON POLICY CONDITIONS FORM IL 0017 |
|
SIGNATURE PAGE FORM EIL 00 515 |
|
NAMED INSURED SCHEDULE FORM ECG 00 564 |
|
ISO GENERAL LIABILITY FORM CG 0001 |
|
LIMITED PARTICIPANT LIABILITY COVERAGE – DESIGNATED SPORT OR ATHLETIC CONTEST OR EXHIBITION FORM ECG 24 548 |
|
KNOWLEDGE OF OCCURRENCE FORM ECG 24 549 |
|
GENERAL AGGREGATE LIMIT (PER OPERATION, DESIGNATED EVENT, OR PREMISES) |
|
ADDITIONAL INSURED – DESIGNATED PERSON OR ORGANIZATION FORM CG2010 |
|
KNOWN, CONTINOUS OR PROGRESSIVE INJURY OR DAMAGE EXCLUSION FORM ECG 21 501 |
|
EMPLOYMENT RELATED PRACTICES EXCLUSION FORM CG2147 |
|
EXCLUSION – COVERAGE C – MEDICAL PAYMENTS CG2135 |
|
SILICA OR SILICA-RELATED DUST EXCLUSION FORM CG 2196 |
|
|
|
ABSOLUTE ASBESTOSIS EXCLUSION FORM ECG 21 510 |
|
ABSOLUTE LEAD EXCLUSION FORM ECG 21 512 |
|
TOTAL POLLUTION EXCLUSION ENDORSEMENT EIL 01 510 |
|
EXCLUSION – CROSS SUITS FORM ECG 21 710 |
|
NUCLEAR ENERGY LIABILITY EXCLUSION ENDORSEMENT FORM IL 0021 |
|
EXCLUSION – PUNITIVE OR EXEMPLARY DAMAGES FORM ECG 21 549 |
|
LIMITATION- NO STACKING OF OCCURRENCE LIMITS OF INSURANCE FORM ECG 25 511 |
|
APPLICABLE STATE AMENDATORY ENDORSEMENTS |
|
|
PARTICIPANT ACCIDENT:
|
COVERAGE DESCRIPTION |
LIMIT |
PREMIUM |
|
Accident Medical Coverage: |
$25,000 per accident excess coverage, subject to a $1,000 deductible |
|
|
Accidental Death & Dismemberment: |
$10,000 per accident |
|
|
|
|
|
*NOTE: Under the Afffordable Care Act, every American is required to purchase individual medical insurance. Our accidental coverage should be seen as supplemental and should not be considered a replacement for personal medical insurance or workers compensation insurance (if required and applicable).
To find out what USAP membership and insurance coverage will cost you click here and get a quote.